|
Medicare and Medicaid Spousal Impoverishment Figures |
2012 |
Maximum Community Spouse Resource Allowance:
Maximum CSRA is
½ of the countable resources or $113,640, whichever is less* |
$113,640* |
Minimum Community Spouse Resource Allowance:
Minimum is all countable resources
up to $25,000. If countable resources are less than
$25,000 at snapshot date, then the CSRA is limited to the
actual countable assets and cannot be increased later. |
$25,000
|
|
Maximum Monthly Maintenance Needs Allowance: |
$2,841* |
|
Minimum Monthly Maintenance Needs Allowance: |
$2,841* |
|
Medicaid Institutional Income Cap without Trust: |
$2,094 |
|
Medicaid Income Trust - Maximum Monthly Income: |
$3,000* |
|
Medicaid gifting penalty
divisor: |
$132.85/day |
|
Medicare Part A |
|
|
Hospital Deductible (Total for Days 1-60)(per spell of
illness) |
$1,156 |
|
Hospital Co-Insurance (Days 61-90) |
$289/day |
|
Hospital Co-Insurance (Days 91-150) |
$578/day |
|
SNF Co-Insurance (Days 21-100) |
$144.50/day |
|
Medicare Part B |
|
|
Deductible: |
$140/year |
|
Standard
Premium: (If an individual's income is in excess of $85,000,
the premium may be more) |
$99.90 per month |
| |
|
|
|
| *Without legal assistance
|
|
| |
| WARNING: Understand that
these amounts are maximums and minimums
without legal assistance.
Amazing amounts can sometimes be saved through proper legal
assistance. Do not evaluate a situation on your own
without first discussing in-depth Medicaid planning with a
qualified elder law attorney to learn about planning
strategies Congress has allowed. Sometimes the
Community Spouse Resource Allowance can be increased.
(The above information does not constitute legal advice.) |
| |
| Amounts are as of 12-1-11 and are subject to
change by state law or policy changes. |
