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2008 Medicare and Medicaid Spousal Impoverishment Figures
Maximum Community Spouse Resource Allowance:
Maximum CSRA is ½ of countable resources or $104,400,
whichever is less* |
$104,400* |
Minimum Community Spouse Resource Allowance:
Minimum is all countable resources up to $25,000. If
countable resources are less than $25,000, at snapshot date then the CSRA is limited to the actual countable assets and cannot be
increased later |
$25,000 |
| Maximum Monthly Maintenance Needs Allowance: |
$2,610* |
| Minimum Monthly Maintenance Needs Allowance: |
$2,610* |
| Medicaid Institutional Income Cap without Trust: |
$1,911 |
| Medicaid Income Trust - Maximum Monthly Income: |
$3,000* |
| Medicare Part A |
| Hospital Deductible (Total for Days 1-60) |
$1,024 |
| Hospital Co-Insurance (Days 61-90) |
$256/day |
| Hospital Co-Insurance (Days 91-150) |
$512/day |
| SNF Co-Insurance (Days 21-100) |
$128/day |
| Medicare Part B |
| Deductible: |
$135/year |
| Standard Premium: (if an individual's
income is in excess of $80,000, the premium may be more) |
$96.40/month |
* Without legal
assistance
WARNING: Understand that these amounts are maximums and minimums without legal
assistance. Amazing amounts can be saved through proper legal assistance. Do not
evaluate a situation on your own without first discussing in-depth Medicaid
planning with a qualified elder law attorney to see how much can be saved.
Sometimes the Community Spouse Resource Allowance can be $200,000+ under the
right circumstances. (The above information does not constitute legal advice.)
Medicaid
amounts are as of 12-1-2007 and are subject to change by state law changes.
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