|
2009 Medicare and Medicaid Spousal Impoverishment Figures
Maximum Community Spouse Resource Allowance:
Maximum CSRA is ½ of countable resources or $109,560,
whichever is less* |
$109,560* |
Minimum Community Spouse Resource Allowance:
Minimum is all countable resources up to $25,000. If
countable resources are less than $25,000, at snapshot date then the CSRA is limited to the actual countable assets and cannot be
increased later |
$25,000 |
| Maximum Monthly Maintenance Needs Allowance: |
$2,739* |
| Minimum Monthly Maintenance Needs Allowance: |
$2,739* |
| Medicaid Institutional Income Cap without Trust: |
$2,022 |
| Medicaid Income Trust - Maximum Monthly Income: |
$3,000* |
| Medicaid gifting penalty divisor |
$132.85/day |
| Medicare Part A |
| Hospital Deductible (Total for Days 1-60) |
$1,068 |
| Hospital Co-Insurance (Days 61-90) |
$267/day |
| Hospital Co-Insurance (Days 91-150) |
$534/day |
| SNF Co-Insurance (Days 21-100) |
$133.50/day |
| Medicare Part B |
| Deductible: |
$135/year |
| Standard Premium: (if an individual's
income is in excess of $82,000, the premium may be more) |
$96.40/month |
* Without legal
assistance
WARNING: Understand that these amounts are maximums and minimums without legal
assistance. Amazing amounts can sometimes be saved through proper legal assistance. Do not
evaluate a situation on your own without first discussing in-depth Medicaid
planning with a qualified elder law attorney learn about planning strategies
Congress has allowed.
Sometimes the Community Spouse Resource Allowance can be increased. (The above information does not constitute legal advice.)
Medicaid
amounts are as of 11-1-2008 and are subject to change by state law changes.
If you would like to receive this
newsletter via fax, please let us know by e-mailing us at
info@medicaidoklahoma.com
If you would like to view our archive
listing of previous Newsletters please
click here.
|
